Blog
3 Ways a Financial Adviser can help you
I was talking with a new client yesterday – he admitted to me in the start that he was hesitant to engage a Financial Adviser, because although he knew he needed some help – he really didn’t understand what to expect and how to know which areas of his finance he...
Sport lovers enjoy better financial fitness
If your golf clubs have been under wraps or your tennis racquet has been tucked away for some time, it could be worth dusting them off. Research by AMP found Australians who play sport regularly are 64% more likely to achieve their financial goals than those who...
Spread your money, reduce risk
Six out of ten Australians own investments outside of the family home and super. That’s good news. The only problem is that many people are still putting all their eggs in one, or just a few, baskets. The latest investor study by the Australian Securities Exchange...
New legislation aims to benefit first home buyers and downsizers
Changes aimed at improving housing affordability have passed through parliament. See what the new rules could mean for you. Government proposals around improving housing affordability in Australia were passed through parliament on 7 December. i As part of the...
Australia’s love affair with debt and 3 simple steps to take today
I was reading an article recently and it spoke about the risks associated with Australian’s love affair with debt. So, why is this important? There are a number of key factors why we need to stop and consider the risks. Factor number 1 - Household debt levels in...
What do food and finance have in common? How a 3 course meal is just like managing your finances
Like many people I know - one thing I really enjoy is sitting down to a delicious meal. Although taste is important - it's also the opportunity to share conversation, catch up with friends and spend valuable time with family. Coming up to Easter, and a long weekend...
Are you ready for the Easter spend?
It’s hard to believe it’s nearly Easter as it felt like we just celebrated Christmas a few weeks ago. Easter can be a hidden trap, because how much can you actually spend on chocolate? Well from an article published in the Herald Sun – many households will have a...
Cashflow and the importance of setting goals
I was speaking with a friend of mine recently about cashflow and how important setting goals is - so you know you are on the right track. He said it was something he had thought about doing but was never really too sure where to start. No matter what your current cash...
Australian’s love affair with debt – how big is the risk?
Key points Household debt levels in Australia are high compared to other countries and still rising. The rise is not as bad as it looks because its been matched by rising wealth and debt servicing problems are low. However, this could change as interest rates rise and...
How to clear debt and relieve mortgage stress
It doesn’t matter if it’s a car payment, credit card or store card – debt can cause both unnecessary stress and additional money problems. How could your daily life change if you were able to clear some debt and relieve the stress associated with it? Would you...