Blog
3 Top Tips for Christmas Budgeting
There are less than 7 weeks until Christmas, which means families across Australia will soon be putting up decorations, hitting the shops for gifts and filling the cupboards with festive treats – some will have started already! It can be hard to manage and keep track...
How Much Super | Financial Stress | Secrets to a Long Life
This issue of financial snapshot includes: How much super should I have at my age? This allows you to compare your current super balance to the average for your age group. While this is interesting, and something I am often asked, the right amount of super for you...
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Maximise Your Super For Retirement [VIDEO]
With life expectancy climbing it’s never been more important to make sure your super is in good shape. Younger people need to keep in mind that the current Age Pension and associated concessions will likely look very different by the time they reach retirement age....
Falling Australian House Prices – how far and how long?
Now is a time for caution in residential property investment with Sydney and Melbourne currently appearing expensive with prices likely to fall further and very low rental yields. Top to bottom falls could be around 20% (for Sydney and Melbourne). If you are...
3 Reasons That Stop Parents Talking About Money
Money talk is one of the few topics parents avoid discussing with their children. Having a money talk with your children is one of the most important things you can do as a parent. The money talk is never easy, which means it is better to have it over time. I was...
3 Reasons Why Investing In Cryptocurrency May Pose a Risk
Recently I was discussing with a client his plans for future investment. He advised me that he had been thinking about investing in Cryptocurrency. Cryptocurrency is a digital currency in which encryption techniques are used to regulate the generation of units of...
Slow Investment Returns Likely Over Next Five Years
In this article by Shane Oliver, he suggests that given the low interest rate environment, returns are likely to also be low over the medium term (5 to 10 years). He provides some framework for estimating returns and suggests a projected 6.2% return per annum for a...
3 Tips For Parents of the Invisible Money Generation
As a parent I am familiar with the challenges around getting children to understand what money is. It is even more difficult as we become a cashless society. It is so easy to tap the plastic (or your phone with a virtual wallet) and not even know how much you paid....
Nine keys to successful investing
Key points Investing during times of uncertainty can be nerve wracking, but even in good times it can be problematic. For this reason, it’s useful for investors to keep a key set of things – call them rules – in mind. The key rules I think are to: make the most of the...
Trumponomics and investment markets
Key points So far President Trump has been positive for share markets but this year the focus is increasingly shifting to populist policies with greater risk for investors. The key risks to keep an eye on in this regard relate to trade conflict and the expanding US...