by Adam Massey | Sep 17, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
In this article by Shane Oliver, he suggests that given the low interest rate environment, returns are likely to also be low over the medium term (5 to 10 years). He provides some framework for estimating returns and suggests a projected 6.2% return per annum for a...
by Adam Massey | Sep 5, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
Key points Investing during times of uncertainty can be nerve wracking, but even in good times it can be problematic. For this reason, it’s useful for investors to keep a key set of things – call them rules – in mind. The key rules I think are to: make the most of the...
by Adam Massey | Aug 27, 2018 | Financial Advice, Financial goals, Investing, Massey Market Updates, Retirement |
Key points So far President Trump has been positive for share markets but this year the focus is increasingly shifting to populist policies with greater risk for investors. The key risks to keep an eye on in this regard relate to trade conflict and the expanding US...
by Adam Massey | Aug 13, 2018 | Financial goals, Financial Tips, Investing, Massey Market Updates, Superannuation |
Key points 2017-18 saw strong returns for diversified investors, but it was a story of two halves with strong December half returns but more volatility in the past 6 months. Key lessons for investors from the last financial year include: turn down the noise around...
by Adam Massey | Feb 26, 2018 | Debt, Investing, Massey Market Updates, Superannuation |
Key points Household debt levels in Australia are high compared to other countries and still rising. The rise is not as bad as it looks because its been matched by rising wealth and debt servicing problems are low. However, this could change as interest rates rise and...
by Adam Massey | Feb 9, 2018 | Financial Tips, Goals, Investing, Massey Market Updates, Superannuation |
Key points The current pullback in shares has been triggered by worries around US inflation, the Fed and rising bond yields but made worse by an unwinding of bets that volatility would continue to fall. We may have seen the worst, but it’s too early to say for sure....
