by Adam Massey | Feb 6, 2018 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Financial Planner, Financial Tips, Goals |
There’s a common misconception that in order to manage your cash flow, you need to dramatically cut back on your lifestyle, create an extremely tight budget or meticulously count every cent. It really doesn’t have to be that way, and it is possible to have long-term...
by Adam Massey | Jan 30, 2018 | Cashflow, Debt, Financial Advice, Financial Adviser, Financial goals, Financial Planner, Financial Tips, Goals |
Christmas is a favourite time of the year for many, but it can be the cause of additional stress with an increased strain on the budget. You may have planned a Christmas budget to the cent and come unstuck at the end or maybe you just closed your eyes and hoped for...
by Adam Massey | Nov 10, 2017 | Debt, Financial Advice, Financial Tips, Goals, Investing |
Key points Talk of a property crash is likely to ramp up again with signs that the Sydney and Melbourne property markets are cooling. But the Australian property market is a lot more complicated than the crash calls suggest. We continue to expect a 5-10% downswing in...
by Adam Massey | Oct 27, 2017 | Debt, Financial Advice, Financial Tips, Goals, Investing |
Key points There is still little sign of the sort of excesses that precede major economic downturns and major bear markets suggesting that (although US shares are overdue a decent correction) we are still a fair way from the top in the investment cycle. Key to watch...
by Adam Massey | Oct 20, 2017 | Debt, Financial Advice, Financial Tips, Retirement |
What you should consider before handing over your hard earned savings You’re probably fairly used to helping your family out with a little extra cash here and there. Whether it’s pocket money for doing chores, or money to pay phone bills, go see a movie or...
by Adam Massey | Aug 28, 2017 | Cashflow, Debt, Graduate |
I have been asked what advice I would give a recent graduate, and the more I thought about it the more I realized the advice is basically the same as the advice to an experienced professional. The benefit to a graduate is that if you implement these ideas, and...
