This issue of Wealth Adviser includes:
- Navigating the risks of retirement. There are a number of potential challenges individuals may face when planning for retirement. This includes controllable risks, and uncontrollable risks such as market volatility, longevity risk, and healthcare costs that retirees need to consider. The article provides insights on how to manage these risks effectively to ensure a secure and comfortable retirement.
- A random walk down Wall Street. “A random walk down Wall Street” is a book that explores the concept of efficient markets and challenges the idea that investors can consistently outperform the market. It discusses various investment strategies and highlights the importance of diversification and asset allocation. The book also explores the role of psychology in investing, emphasizing the impact of emotions on decision-making. Overall, “A random walk down Wall Street” offers a comprehensive guide to navigating the complex world of investing with a focus on long-term success.
- Super and growth assets as long-term investments. The potential benefits of investing in growth assets include higher returns and the ability to withstand short-term market fluctuations. The article also discusses the significance of diversification and the role it plays in managing investment risks. Overall, it promotes the idea that by focusing on long-term goals and diversifying their investment portfolio, individuals can maximise their investment outcomes.
Q & A
- My friend told me he salary sacrifices into super as he wants to boost his retirement funds. Can I do this?
- The other day, I was looking at my dividend statements and I noticed that I got franking credits. What are franking credits?
- I’m aware that if you invest in shares, you will have to declare your dividend income for tax. Is that still the case with investment bonds?
If you would care to share your experience with me, please comment below!