This issue of Wealth Adviser includes:
- Beyond the Will: A Comprehensive Guide to Modern Estate Planning. Estate planning in today’s world includes aspects such as wills, trusts, and beneficiary designations, while it’s also important to consider digital assets and advance healthcare directives. Comprehensive estate planning helps ensure assets are managed and distributed according to your wishes. It is also useful to organise important documents, discuss plans with family, and regularly review your arrangements.
- Are brighter days in store for bond investors? There is potential for improved conditions and returns in the bond market. The article analyzes factors such as interest rates, economic indicators, and market trends to provide insights for bond investors. If interest rates decrease over the next 12 months as expected, equity-like returns may be available from long duration bonds.
- Stop paying attention. Be mindful of where you focus your attention. Taking a break from technology can reduce the negative effects of being constantly bombarded with information. By intentionally choosing where to direct our attention, we can improve our mental well-being.
Q & A
- My friend’s financial adviser recommended he invest in term annuities. When I was doing my research, I discovered that there was an option to choose RCV 0 and RCV 100. What do these refer to?
- I want to retire soon and get money out of my superannuation. When can I get unrestricted access to my super?
- Someone at work told me that my pension fund is subject to sequencing risk because it is only invested in 1 diversified fund. What is sequencing risk?
If you would care to share your experience with me, please comment below!