This issue of Wealth Adviser includes:

  • The Five Reasons Why The $A Is Likely To Rise Further – if recession is avoided. “After a soft patch since 2021, there is good reason to expect the $A to rise into next year: it’s undervalued; interest rate differentials look likely to shift in favour of Australia; sentiment towards the $A is negative; commodities still look to have entered a new super cycle; and Australia is a long way from the current account deficits of the past. The main downside risks would be recession or a new Trump trade war.”
  • The Money Supply and Inflation Puzzle: What Every Retiree Should Know.  The connection between money supply and inflation is crucial for retirees to understand. This relationship can impact their financial well-being significantly. Retirees should endeavour to structure their portfolio to account for inflation potentially using annuities and continuing to invest in a diversified portfolio.
  • Our finances should enable and not dictate our lives. It is important for our finances to support our lifestyle choices, rather than control them. Financial stability should provide opportunities for personal growth and fulfillment. Balancing our finances can help us lead a more fulfilling life.

    Q & A

    1. I keep seeing on the news that inflation is recently quite high. How is high inflation impacting the value of my share portfolio?
    2. My retired friend told me that he is receiving income from his super via an account-based pension. What is an account-based pension, and how do they work?
    3. My husband and I are planning to travel overseas for the next few years as part of our retirement. We have used an SMSF for our retirement funds but I recall there are issues with using one while living abroad. What are some things that we should be aware of?
      If you would care to share your experience with me, please comment below!