Common Sense Tips to Manage Finance | Population Growth Won't Last | Australia's Retirement Landscape

This issue of Wealth Adviser includes:

15 common sense tips to help manage your finance AI: The only thing certain is that nothing is certain. Debt is great, up to a point. It helps you have today what you would otherwise have to wait until tomorrow for. It enables you to spread the costs associated with long term assets like a home over the years you get the benefit of it, and it enables you to enhance your underlying investments returns, but as with everything you can have too much of a good thing – and that includes debt.
Why Australia’s roaring population growth won’t last. “Many countries are now struggling to solve the problem of ageing populations. With fewer younger people to support older generations, we may see less innovation, poor economic growth, and a stagnation in living standards.”
Risky business – Australia’s retirement landscape. As investors transition from accumulation to decumulation, investment objectives change to generating retirement income to meet lifestyle goals. The risk-return landscape also transitions from maximising returns to creating greater certainty of income for the given level of risk.